Purchase
Whether you are a first-time home buyer or more seasoned in real estate, purchasing a property is likely the largest financial investment you will make.
As licensed mortgage agents, we review your options and make recommendations for the lowest cost mortgage based on your goals.
Though the interest rate is a key factor, other mortgage features such as prepayment privileges, portability, penalty calculations, the charge type (standard or collateral), and sales clauses require careful consideration in determining the lowest cost option in the long term.
The structure of your mortgage is equally important.
Your down payment not only impacts if a mortgage default insurance premium is added to your mortgage amount and if so, how much, but also the interest rate available.
Through a complete understanding of your assets, our office can recommend a mortgage structure that balances the amount you contribute for down payment with the interest rate.
Unlike working with a bank branch directly, our office does not have a vested interest in you spending more money.
Our goal is to secure the most suitable, lowest cost mortgage for you.
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help you PURCHASE?